Depending on where you live and the terms of your loan, you may only have a few days to take some kind of action. You may receive a default notice, notice of intent to file a foreclosure lawsuit or some other type of notice, giving you a specific amount of time to respond or pay up in order to delay the action or save your home. In some places the only notice requirement is by publication.
If you even suspect that you are headed for foreclosure, talk to a foreclosure law firm right away. The sooner you can start trying to resolve the problem, the more likely your lender is to work with you.
To learn more about foreclosure and your rights, please search this directory for an excellent foreclosure law firm in your area.